Severance of Joint Tenancy for £79
Severance of Tenancy made simple. Sever your Joint Tenancy and become Tenants in Common. Get started online or speak to our estate planning experts today.
Our mission is to make Severance of Tenancy accessible to everyone, and that’s why we’re thrilled to offer this unbeatable price of only £79.
No hidden fees, no complicated processes – just a seamless and budget-friendly solution for all
How can I sever a Joint Tenancy?
Answer a few questions
Answer a few questions about your current tenancy, so that we can establish how Zenco can help.
Enter your personal details so we can get in touch.
Signing
Our legal specialists will guide you through the process.
Documents will be signed electronically.
Payment
Once you are happy with your document, and clear on the procedure, payment can be taken online or via cheque.
We send the forms
We will send and register the forms on your behalf – Getting you on your way to the Severance of Tenancy while you relax in the knowledge that it’s done.
What is a Severance of Tenancy?
What is a Severance of Tenancy?
Severance of Tenancy is a legal process with Zenco Legal that allows property owners to change their status from being Joint Tenants to being Tenants in Common.
Most people who own a property together are joint tenants. For example, if you were to buy a new home with your spouse. This means that you would both own the house in its entirety – with the ownership passing onto one member of the couple if the other were to die – This is known as the ‘Right of Survivorship’.
On the other hand, Tenants in common can leave their share of the property to whoever they want in a will – overriding the Right of Survivorship. Tenants in Common own a share of the property – This can be split in any way. Most of the time the split is decided by the owners.
Joint Tenants
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All tenants own the whole property
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Right of Survivorship means that if one party dies then the ownership is passed to any surviving owner.
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Requires joint mortgage between tenants.
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Usually used by partners and couples.
Tenants in Common
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Can be split 60/40 or any other ratio depending on internal factors, such as money invested.
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Share of ownership can be left in a will.
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Technically doesn’t require joint mortgage (Although most lenders require a joint mortgage)
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Typically used by friends/business partners.
Deed of Trust
A Deed of Trust is a document that sets out your intentions for the property in the event of something like the sale of the property, or break in partnership. It is used by Tenants in Common in order to keep track of who owns what proportion of the property, as well as who has invested and how much.
There are also Floating Deeds of Trust, which can adjusted to account for further investments made by owners.
Why do people use Zenco?
Affordable
Here at Zenco, we take pride in providing services that are genuinely affordable without compromising on quality.
Our commitment to affordability ensures that everyone can protect their best interests without breaking the bank.
Accessible
We believe in accessibility for all. That’s why our service is designed to be easily accessible to everyone, both physically and digitally.
We offer an intuitive online platform for those who prefer to use a service from the comfort of their homes.
Moreover, our customer support team is always available to assist with any queries, making the experience smooth and hassle-free for everyone.
Amazing
We strive to provide an amazing experience to each and every one of our valued customers. From the moment you visit our website, our commitment to excellence shines through.
Our amazing team of dedicated professionals works tirelessly to deliver services that go above and beyond expectations.
We continuously innovate and improve so that you can look after the things that matter with ease.
Need help? Don’t worry
If you get stuck at any point our team are just one call away to answer your questions.
Available from 10am – 4pm Monday to Friday
Top Questions about Severance of Tenancy
How can I find out how my home is held?
Answer:
You can download a copy of the title register from the Land Registry website which will confirm how you hold your property. This will cost you £3.
Why is there nothing appearing for my property on Land Registry?
Answer:
It may be that your home is unregistered in which case you should see a conveyancer to have the property registered.
Can I change from joint tenants to tenants in common?
Answer:
Yes you can.
What are the benefits of severing my tenancy?
Answer:
Aside from having the ability to gift the share of the home to whom you wish, you can also place your property in trust so if you wanted to pass your home to your children but have X benefit from the home while they are alive, you are able to do this.
Do all owners have to agree to sever the title?
Answer:
No. There may be a situation where a home is owned jointly by husband and wife. However, they are no longer on talking terms and the wife wishes to sever the tenancy. This can be done and is referred to as a unilateral severance.
